Understand your starting point
Explore how your current home may contribute to your next down payment, closing costs and cash reserves.
— FOR HOMEOWNERS READY TO MOVE UP
Ready for Your Next Home? Make Your Move With a Plan.
Love your current rate but outgrowing your home? Get our free Move-Up Buyer Guide to explore your equity, next payment, and sell-first or buy-first options.
- ✓ See how your current home equity could support your next purchase
- ✓ Compare realistic new payment scenarios before making any decisions
- ✓ Learn how to coordinate selling first, buying first, or keeping your home as a rental
Want to talk through your numbers?
A private Move-Up Strategy Session can help you compare your options, equity, and next payment before you commit.
Book a strategy session with Alicia →
Questions? Call Alicia at 720-210-8748 · [email protected]
Personal planning with The Kirby Team · Guidance from planning through closing
Get Your Free Move-Up Buyer Guide
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A CLEARER PATH TO YOUR NEXT HOME
Know your options before you make your move.
Look beyond the interest rate
Consider the full monthly payment and your household goals before deciding what feels comfortable.
Coordinate buying and selling
Learn the questions to ask when comparing a sell-first or buy-first approach and planning your next steps.
A real conversation. A plan built around you.
The Kirby Team at Golden Summit Mortgage Group helps you put your options into perspective. Bring your questions—even if your move is months away.
Book Your Private Move-Up Strategy Session
How We Help
You're ready for more space. You're just not sure the numbers work.
We help you weigh your current rate, next payment, and equity, then map out a strategy so you can move with confidence.
“I don't want to give up my low rate.”
Your current rate is valuable. We'll help you understand the total picture after applying your built-up equity.
“What will my new payment actually be?”
See realistic monthly payment and down payment scenarios before committing to your next home.
“Do I sell first or buy first?”
We'll compare the timing, financing options, and trade-offs of each path side by side.
“How do I use the equity I've built?”
Explore how net sale proceeds, a HELOC, bridge strategies, or keeping your home as a rental could work.
Alicia Kirby
Branch Manager / Mortgage Planner
NMLS #176995
Tyson Letourneau
Senior Loan Officer
NMLS #1614902
Meet Your Mortgage Team
Real people who help you understand your numbers
Get straight answers in plain English, from the first conversation through closing day.
“The Kirby Team was wonderful to work with. They patiently answered all of my questions and brought a sense of joy to the whole process.”
— Emily A. · Denver, Colorado